PERSONAL DATA PROTECTION POLICY

Finviet always respects and is committed to protecting your personal data in accordance with legal regulations. This Personal Data Protection Policy (“Policy”) is designed to help you understand the purpose, scope of information Finviet processes, the measures we apply to protect the information, and your rights regarding these activities.

This Policy is publicly published and communicated through Finviet’s Platforms and is enforced according to Vietnamese law. By using any products, services, utilities, and/or engaging in any transactions or relationships with Finviet on these Platforms, you acknowledge, understand, and agree to abide by this Policy.

I. DEFINITIONS

1.1. Finviet refers to Finviet Technology Corporation.

1.2. Platform refers to e-commerce platforms created, developed, and managed by Finviet to provide services and products to you. These Platforms include but are not limited to the website https://finviet.com.vn/, ECO Consumer App, ECO Merchant App, ECO PG App, ECO Salesman App, ECO Wallet, ECO Delivery App, etc.

1.3. You or User refers to individuals or organizations utilizing Finviet’s Platforms for their needs, including but not limited to buyers, sellers, suppliers, and partners.

1.4. Personal Data is information in the form of symbols, writings, numbers, images, sounds, or similar forms on electronic media associated with a specific individual or capable of identifying a specific individual.

1.5. Personal Data Processing refers to one or more activities impacting personal data, such as collection, recording, analysis, verification, storage, modification, disclosure, combination, access, retrieval, encryption, decryption, copying, sharing, transfer, provision, deletion, or destruction of personal data, or any related actions.

1.6. Personal Data Controller refers to an organization or individual that determines the purpose and means of processing personal data.

1.7. Personal Data Controller and Processor refers to an organization or individual that determines the purpose and means of processing and directly processes personal data.

II. PURPOSE OF PERSONAL DATA PROCESSING

Within the scope of this Policy, Finviet acts as the Personal Data Controller and/or Personal Data Controller and Processor. Finviet may process your personal data for the following purposes:

2.1. Provide, personalize, maintain, and improve Finviet’s services, including but not limited to:

– Providing services;

– Interacting with you to provide services;

– Creating, managing, and updating your account;

– Conducting due diligence;

– Verifying your identity;

– Recommending, obtaining, facilitating, or maintaining insurance or financial solutions;

– Activating personalized features of the App;

– Enhancing your user experience;

– Conducting necessary internal activities, including resolving technical issues, analyzing data, and monitoring trends;

– Protecting the security or integrity of the services.

2.2. Ensure safety and security for Finviet’s services and all Users. This includes screening users, verifying identities, and preventing fraudulent activities.

2.3. Resolve support issues by investigating, monitoring, and improving responses.

2.4. Product and service research, development, and analysis to better understand user needs and preferences, enhance security, and develop new features.

2.5. For legal purposes, such as investigating and resolving disputes or complying with legal requirements.

2.6. Marketing and promotions for Finviet and partners, including sending you updates, promotional materials, invitations, and managing your participation in events or activities.

III. TYPES OF PERSONAL DATA PROCESSED

Personal data processed may include:

+ Basic personal data (name, date of birth, gender, contact information, etc.).

+ Sensitive personal data (political views, biometric data, financial information, etc.).

IV. METHODS OF PROCESSING

Finviet employs various activities to process personal data, including but not limited to collection, analysis, sharing, and deletion. Data may be collected when:

+ You voluntarily provide it to Finviet;

+ It is collected through the normal operation of Finviet’s platforms;

+ It is collected by third parties.

V. PARTIES INVOLVED IN PERSONAL DATA PROCESSING

Parties who may access personal data for the purposes described in this Policy include:

+ Finviet subsidiaries and affiliates;

+ Service providers, partners, and consultants.

VI. COOKIES AND THIRD-PARTY ADVERTISING

Finviet and its partners may use cookies and similar technologies for data collection and advertising purposes. You can disable cookies through your browser settings, though this may affect your experience.

VII. YOUR RIGHTS AND OBLIGATIONS

You have the right to know about and control the processing of your personal data, request corrections, withdraw consent, or delete your data.

VIII. FINVIET’S RIGHTS AND OBLIGATIONS

Finviet is responsible for processing your personal data in accordance with the purposes outlined and ensuring its security.

IX. POTENTIAL RISKS AND UNINTENDED CONSEQUENCES

While Finviet strives to protect your personal data, there may be risks, such as data breaches or system failures. Users should take responsibility for protecting their data and notifying Finviet of any security concerns.

X. DATA PROCESSING DURATION

Data processing begins once you accept this Policy and continues until the data is no longer necessary for any legal or business purposes.

XI. DATA SECURITY

Finviet employs security measures to protect your personal data, though absolute security cannot be guaranteed.

XII. INTERNATIONAL DATA TRANSFERS

Your data may be transferred internationally for storage or processing, in compliance with applicable data protection laws.

XIII. CONTACT INFORMATION

If you have any questions or complaints regarding this Policy or wish to exercise your rights, please contact Finviet via email at cskh@finviet.com.vn or customer service at 1900 9005.

XIV. GENERAL PROVISIONS

This Policy is effective as of July 1, 2023, and may be updated periodically. Your continued use of Finviet’s services after any changes signifies your acceptance of the updated Policy. Disputes arising from this Policy will be resolved through negotiation or legal proceedings if necessary.